FHA Loans

The Federal Housing Administration, commonly known as FHA, provides mortgage insurance on home loans made by FHA-approved lenders. FHA is a division of the Department of Housing and Urban Development (HUD) and has been helping people achieve homeownership since 1934! Because FHA Loans are insured by the Federal Housing Administration, many homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most from an FHA loan are first-time home buyers and buyers who have less than perfect credit and/or lower qualifying credit scores.

The links to the right are articles aimed at helping you better understand FHA loans. With this information, and our expert guidance, you can make a more informed decision on whether an FHA insured government mortgage is the best option for you and your family. At Latitude Lending, we have decades of experience and have helped hundreds of buyers qualify for FHA loans.

Recent Changes in FHA Loans

In response to increasing home prices in the United States, the loan limits for FHA Loans have been temporarily raised. Depending on where you're interested in buying a home, you may be able to qualify for a higher FHA loan amount than in the past. Ask your Loan Officer for current FHA loan limits in your area.

As FHA Loan specialists we can help you understand any new changes to the FHA loan program. We're here to create a customized home financing solution that works best for you and your family. To learn more call us at 801-410-4068 or contact us via email by clicking here.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.